Get cash 6× faster

with Defi Lending vs. a Traditional Refi

Defi Lending lets you tap your home equity, consolidate debts, or refinance your existing mortgage from home with one easy online-only application.

Check your rate
Happy couple using laptop
Defi Lending mobile approval
1

Complete our 100% online application

No in-person appraisal needed for loans under $400K and prequalification won’t affect your credit score. You’ll immediately see your options.

2

Get approved in 5 minutes, funding within 24 hour

Borrow from $1,000 to $750,000 with a one-time origination fee. Easy online notary services in most locations with expert support.

3

Option to redraw up to 100%

Take advantage of the option to take additional draws as needed.

Defi Lending is a leading
crypto-backed lending platform

Traditional lenders require credit checks, lengthy approvals, and asset liquidation. With Defi Lending, you can unlock liquidity from your crypto holdings instantly — without selling your BTC, ETH, or SOL.

$100M+

in crypto-backed loans
originated

10K+

borrowers served
globally

100%

non-custodial
loan process